Card Holder Services SCAM ALERT

There is a company called “Card Holder Services” that is calling people by random. This is believed to be another credit card scam companies out there who register names close to the real companies to scam people. BEWARE. They’re all fraud. The last call came from a person by the name of Rachael from 402-982-0664. It’s a scam people.

If the credit card company want to lower your interest rate, do you think they would actually call you?

Don’t you think they make more money to have you pay them more fees (illegal interest rates – also known as usery) rather than trying to save you money? They are in the business of making money, so why would they call you to tell you that you can save money. Most likely, the WILL NOT. You are the one who really have to call them and talk with them.

Stay away from all these fraud companies. They just want to get your personal information and clean you out. Clean you out means, rob you blind.

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28 comments have been left so far »
  1. Tom
    June 10, 2010


    Leave a reply
  2. Bob Schafer
    October 22, 2010

    Just recieved a call from”card holder services”. When they got to the point of asking for my card number,I knew something was up. Of course I refused and hung up.I suggest that everyone does the same.

    Leave a reply
  3. Michael
    November 3, 2010

    I was just contacted by ‘Card Holder Services’ offering me a interest rate reduction. They called from 713 301-8471, which seemed odd, since my credit card company never calls from a local number.
    I pushed the button to ‘Talk to a Representative’ and I asked what company this was…they hung up immediately!
    I called my credit card company and they assured me it is a SCAM! They will occasionally call to offer rate reductions, but they will always identify themselves as the EXACT card company, not a name that sounds like a department in the company.

    Leave a reply
  4. carbby
    November 5, 2010

    “Rachel” at Cardholder Services just called me again today, and my number is on the National DO Not Call Registry. It seems they call me once every 90 days or so. The best response is to hang up immediately. Whatever you do, do NOT push any buttons, and never give out personal information to a stranger that calls you. Is definitely a scam!

    Leave a reply
  5. David Shanklin
    November 11, 2010

    Yes I am getting the call from card holder services and get the same response as everyone else. Has any one tried to act as if they are interested and then find out what company name they are opperating as? I am getting the calls on both my cell and home phones, if it’s the cell, it has the same area code and the first 3 numbers of my phone, and if it’s the home phone it is the same area code and first 3 numbers of that phone. I too am on the do not call list. and if I could I would sue them. can anyone help me figure out how we can get this to stop?

    Leave a reply
  6. Policeman
    December 29, 2010

    This outfit, operated by criminals, is run at least in part out of Key Largo, Florida. they take advantage of Florida’s lax enforcement posture to white-collar criminal activity. they have sophisticated electronics to disguise their outgoing phone numbers.

    Leave a reply
  7. paul
    October 12, 2011

    they call me 2 or 3 times a week and i also on the do not call reg. but i talked to a guy one day and ask to be taken off there call list and he said no and hung up. they use dif. numbers to call from also. so now days i just push the 1 button and lay the phone down untill i hear them hang up. i wish i new how to report them!!

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  8. Ted
    October 18, 2011

    If someone finds out the business behind this, I would really like to know. I have a surprise for them on more ways that one.

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  9. Dark Avenger
    November 29, 2011

    I am trying to track them down to give a good report. In the meantime, just hang up on them, and do it every time they call. Don’t even bother dialing “2” to get removed, as they do not remove any numbers from their robo-calling list.

    Leave a reply
  10. Frank
    December 21, 2011

    I am called at least three times a week by these crooks. I waited to talk to someone and asked where they were from the woman wouldn’t give her name and said they were located all over the US. All she would tell me is she was calling from Hershey Penna. then hung up. The Penna. Consumer Fraud Dept. was called and told me there was nothing they could do. What good are they?? And the crap goes on!!

    Leave a reply
  11. Bill
    December 22, 2011

    Rachel has carried her lard ass to another area code. My local law enforcement no longer handles harassment calls, since Missouri has formed the Missouri No-Call Registry. So, until Missouri is gathering up tons of complaints, so the Attorney General can file on the harasser, I get these irritating and unsolicited phone offers. Fat ass Rachel is now calling from 206-214-5578. If only someone could nail this outfit down to a physical address, I make it a point to enhance their holiday spirit by choking the shit out of….

    Leave a reply
  12. caperelli
    December 29, 2011

    I just recieved a call from card holders services… they told me how they wanted to lower my interest rate,,and I said I bet you want my credit card number,, he said they had to have it so they know what card number to lower my interest,,,, I told them I knew this is a scam,,, I said I am going to report it and hung up,,,, I hope you all do the same,,,does anyone know how to stop these scams or know who to report them to to

    Leave a reply
  13. Ray
    December 31, 2011

    There are other phone numbers involved They are 619-279-1287, which is a cell phone number from San Diego, CA., and 281-217-0241 from Houston, TX., and a land line 425-390-8134 from Renton WA. The FBI has been notified and the FBI suggest that if you screen your calls from numbers that you don’t know, do not answer, and let it go to voice mail, if the call is legit they will leave a message. After you quit answering their call they will drop you and call someone else.

    Leave a reply
  14. dcsohl
    January 12, 2012

    I’ve been getting calls from these people as well… yesterday evening they called my house and I pressed ‘9’ to speak to a representative. I got a fellow with a thick Indian accent and asked him if he’d ever heard of the “Do Not Call” list. He asked me to hang on and he’d get my number removed. So I waited, and when he came back he’d evidently brought his manager with him. He still did most of the talking but this other fellow kept interjecting. After a lot of typing, he told me I was set and my number was removed.

    I then asked him what company he worked for, and he said “Card Holder Services”. I said yes, but what company?? He said “Card Holder Services of Visa and Mastercard”. I said don’t be ridiculous; those are two separate companies who would not share their service department. At this point his manager interjected something in an Indian language (Hindi?) and the line went dead.

    This morning they called my cell phone, and this time the directions were to press ‘1’ to talk to somebody. So I did and this time I got a fellow with a thick southern accent who inquired if I was interested in lower rates. I said, no, I’m interested in getting you to stop calling me. He hung up promptly.

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  15. ardude
    February 2, 2012

    IF anyone finds these people, I will help give them some suprise too Ted!

    Leave a reply
  16. Kathey Tullius
    February 14, 2012

    I fell for this scam last night. Gave them all the information to them. I changed all my cr card numbers. I also called ATT and my computer might have been hacked. I tried the BBB but only said they were from Flordia. The number they gave me was 877-620-4922. I called back to cancel but they told me I was to late. If anyone can help me please advise. I never answer the phone not sure why did then. Just bchecked my caller id the area code was 817. when called them back was 503 but called the 800 #

    Leave a reply
  17. ME
    March 19, 2012

    card holder services …owned and run by terremark co. terremark co. is owned and operated by…….guess who…..VERIZON COMMUNICATIONS INC. CEO is lowell c McAdam mcadam has no phone that i can find….i had been getting calls from CHS for over a year and tried to get them to stop ….to no avail!! i then did a search of the company and found the ubove info if you want the calls to stop you have to call the CEO’s mouthpiece ….his name is demetrius polinick…you have to ask for him when you call …the number is 1-888 483-7770 i told him my story about CHS and that i wanted the calls to stop NOW and i would sue anyone and everyone involved …..after i did that the calls stopped an have not come back good luck tell everyone you know and mabey we can shut this co. down………….ME

    Leave a reply
  18. Nathan
    April 11, 2012

    This information is not correct, I called Mr. Polinick…Verizon and Terremark are not associated with CHS. He was nice enough to provide a couple of links that he found on this…not sure how much it will help, but here they are anyway;

    Good Luck


    Leave a reply
  19. Nathan
    April 11, 2012

    Hi Me, This information is not correct, I called Mr. Polinick…Verizon and Terremark are not associated with CHS. He was nice enough to provide a couple of links that he found on this…not sure how much it will help, but here they are anyway;

    Good Luck


    Leave a reply
  20. GENE
    April 25, 2012

    This Card Holders Services has been calling my house for over 6 mounths now saying there is nothing wroung with my credit card now but And that is were I hang up on them . How do I get them to stop calling ? I talked to a live person once and got in a heated verble argument with them over weather my wife had a charge card or not they said she did I said she didn’t it ended with me calling them a dumb a## and a few other names be for I hung up on them the thing that got me was they would not qwit or hang up no mater what I said to them they are realy NUTZZZZZZ ! oh her name is Rachael a recording if I find anything that will help stop thease ass wipes I will pass it along this last call broke the camels back !

    Leave a reply
  21. GENE
    April 25, 2012

    Me agine just wanted to say thanks to all of you for the input mabe down the road we can do something

    Leave a reply
  22. Ted
    May 22, 2012

    These people call 3 or 4 times a week. I have reported these calls to the F.T.C and the F.C.C. and the no call list people. I guess these agencys are too lazy or too stupid to do anything about this problem. Remember these are government agencys.

    Leave a reply
  23. sheila
    May 24, 2012

    I just got the”the Call”. I also knew it was a scam, but played with them for awhile. I gave them a bogus CC # and exp. date. The quickly said they had pulled up my info and were excited to tell me I qualified for an amazing 6.5% interest rate. They said it would show up on my next statement.

    I told them that it seemed odd that i was qualifieing for a lower interest rate on a card that didnt exsist!! And I informed them that I was recording the call. And I told them I was a COP!! I think the guy messed his pants. He couldnt even speak. I said…..”well, expect a visit from the cops sir, because your voice recording is all I need”. At the very end , I asked him how he would feel if some horrible person like himself scammed HIS grandparents!!!! Then he hung up. probably had to go change his pants. UGH

    Leave a reply
  24. Ryan
    August 15, 2012

    All we can do is report this calls to the Attorney Generals Office, I know in Wyoming they are compiling and getting ready to do a massive investigation with states having the same complaints. If they break these guys. Get ready for a massive massive lawsuit.

    Leave a reply
  25. Terry
    August 31, 2012

    Got a call from CHS, one of many, this time from some dimwit called Bill. Once I got at him, the best he could do (very badly) was try to imitate my British speach. Well next time, and of course they will keep calling, it will get recorded and that recording sent to the LA state Attourney General.

    Leave a reply
  26. Done with BS
    November 8, 2012

    Have received two calls from these folks in the last two days. Both from “Card Services”.
    423-647-0040 is the number they called from. I went ahead and pressed whatever number they prompted to speak to someone. Got someone. Asked to be taken off. Was told that I have so many credit cards with $X,XXX balance. When I said thank you, but no thanks – can I please get taken off of the list – she proceeded to tell me they had no “list” (how’d you get my number then, idiot…) and then hung up on me.
    Just another number to add to my “blocked” list with my provider….

    Leave a reply
  27. amy voss
    January 18, 2013

    This company has been calling me for over six months.I have contacted both the Missouri Attorney Generals Office and the National No Call registry on on several occasions to make complaints. I just recieved another call from them and talked to someone. this time I told them I had contacted the Missouri Attorney Generals Office, the guy said I was stupid and hung up. Someone needs to step up and do something about these scammers. iIt dont even have a regular credit card, just a prepaid one. If they want it go ahead you wont get anything.

    Leave a reply
  28. laura ward
    July 14, 2016

    my husband and i get these calls on both cells and house phone. i answered to ask to be taken off list. he started to talk jibberish to someone else and ignored me. i them asked if he spoke english and he said no. when i asked for his supervisor he said the guy was giving him a b— j– i told him that was just another thing to add to my complaint to the better business bureau. after asking what that was he hung up on me.

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